We all know that it’s important to save money, but nearly 30% of adults in the USA have no emergency savings. It’s easy to think that emergency situations won’t happen to us, such as a sudden job loss or a medical emergency. Or if they do arise, you’ll just swipe your credit card and figure out a ... Read More
How To Save Money With Sinking Funds
Are you tired of holidays sneaking up on you, such as Christmas, and wishing you would’ve started saving money for gifts much earlier in the year? It would make things much easier if you could simply use cash that you’ve been setting aside each month to cover any Christmas-related costs instead ... Read More
12 Ways To Pay Off Debt Fast
If you owe money on car loans, student loans, or credit card bills, you’re not alone. According a recent survey, 43% of Americans carry over a credit card balance each month. In fact, the total credit card debt has reached its highest point ever, surpassing over $1 trillion. What is debt? Debt is ... Read More
How I Save 50% Of My Income (And How You Can Too)
Do you want to save more money each month? What would having that extra savings mean for you? Would you be able to pay off debt faster? Save for a down payment on a home? Take that vacation you’ve been dreaming about? I recently read an article that said 65% of Americans save little or ... Read More
5 Ways To Stop Overspending on Impulse Shopping
Have you ever gone to the mall to pick up something you needed, but ended up leaving with a bunch of items that weren’t on your shopping list? Overspending on impulse shopping happens all too often. Be honest with yourself. We’ve all done this before. And while it’s probably okay to make the ... Read More
