The 50/30/20 budget rule is a simple way to manage your money, especially for those who are new to budgeting or dislike the idea of tracking every individual expense. It only requires you to track and divide your monthly expenses into three main spending categories: needs, wants, and savings. If ... Read More
budgeting tips
What Is A Budget Calendar And How To Use It
Many of us use a calendar to help us keep track of important dates in our life, such as doctor’s appointments, meetings and vacations. But did you know that a calendar can also be a great tool for budgeting? With a budget calendar, you can set reminders to pay bills on time or to purchase a gift for ... Read More
How To Use The Cash Envelope System Without Cash
Have you been thinking about using the cash envelope system, but don't like the idea of having to carry cash all the time? I totally get it! Carrying cash around stresses me out. That's why I'm sharing how you can enjoy all the benefits of using cash envelopes, but with the cashless envelope ... Read More
