Frugal Living

I’ll never forget the day when I was in college. I was standing in line waiting to buy textbooks for the new school year. Then, when I got to the cashier to pay for my books, my debit card declined. I didn’t have enough money in my bank account to pay for my books. I couldn’t believe it. Where ... Read More

Planning a monthly budget for 2019? Great choice! One of the reasons why many people don’t stick to their budget is because they can’t make their budget work for their needs. The truth is, we all make mistakes. And if you’re like me, you’ll probably make a few mistakes when planning your first ... Read More

No matter your income level or financial goals, you need a budget. For many people, the thought of budgeting can be overwhelming, especially if you’re not sure how to get started. Creating a budget doesn’t have to be complicated. It’s simply the process of making a plan for how to spend and save ... Read More

Creating a budget is rarely at the top of people’s agendas. But, it’s a necessary step if you want to reach financial security. Not matter what your financial situation looks like, it’s important to create a realistic budget which is aligned with your financial goals. Whether you want to stop ... Read More

If you’re feeling the struggle of living paycheck to paycheck, you’re not alone. Nearly 80% of Americans say they live from paycheck to paycheck. When you live paycheck to paycheck, this means you’re constantly scrambling to make ends meet. It means you often worry about running out of money ... Read More