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How To Build Your Holiday Fund From $0

It’s no surprise that many people get caught up in the Christmas season and overspend. Last year, Americans spent an average of $965 on gifts for friends and loved ones. That’s a lot of money! In fact, 24% of millennials admit that they still haven’t paid off their credit card debt from last Christmas. This is exactly why it’s so important to create a savings and spending plan for … [Read more...]

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16 Easy Ways To Never Pay Full Price For Anything

One of the best ways to live rich on a small budget is to learn how to never pay full price for anything. There are so many great ways to save money on your everyday purchases, which means more money left in your budget. When I was in college, money was extremely tight, so I was ALWAYS looking for ways to save whenever possible. Many of the frugal habits I follow are from my mom. When you … [Read more...]

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8 Tips That Helped Me Quit My Shopping Addiction

A shopping addiction is expensive and time-consuming. It’s a hobby that drains your bank account, eats up countless hours of your time, and leaves you feeling never truly satisfied. In fact, many compulsive buyers often feel much worse after shopping. Here are a few common emotions of shopaholics: Euphoric – This is the initial feeling many compulsive buyers experience while shopping. It’s … [Read more...]

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10 Silly Money Mistakes People Make In Their 20’s

For most people, being in your 20’s involves a lot of firsts. Your first real job (finally!), your first time living on your own, your first serious relationship, your first car, your first credit card, and so on. Chances are, your twenties is also the first time that you’re managing your own money. It can be a little tricky at first, especially when it comes to learning how to save and grow … [Read more...]

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7 Things To Know Before Buying Your First Home

This is a sponsored conversation written by me on behalf of The Co-operators. The opinions and text are all mine. Buying your first home is exciting, but it can also be stressful if you're not prepared. From hidden expenses to hefty closing costs, many first-time homebuyers underestimate how much they'll need to save. Owning a home is a big commitment and it's not something you … [Read more...]

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All opinions are my own and represent what I personally like and support. While I strive to present correct information, it may not be appropriate for your specific circumstance.