I grew up watching my mom clip coupons before going shopping. Now, with the development of cash back apps, there’s never been an easier way to save money on nearly all your purchases.
These reward apps will actually pay you to shop. This includes both online and offline shopping.
Being raised by a frugal mom, it’s no surprise that I’m always looking for ways to save money. That’s why I’m excited to share this round up of some of the best cash back apps available today. The best part is, they are all the free to join and use. No membership fees required.
What does cash back mean?
Many people think of credit card rewards when they hear the term “cash back”. But there’s also another great way to earn cash back. This is when companies or services offer an incentive to encourage you to purchase a product or sign up for a service.
This incentive may come in the form of a discount on the purchased item, or it may come in the form of real cash paid to you as a form of cash back. There are lots of stores (both online and offline) that are offering cash back when you make a qualified purchase.
With the help of this blog post, you can learn how to score cash back as rewards for shopping at your favorite stores and retailers. These cash back apps make earning rewards simple.
Some of these apps will compensate you with physical cash or points that can be redeemed for free gift cards. It’s up to you what you want.
Here are 12 of the best cash back apps that will actually pay you to shop. I will be adding more cash back and reward apps to this page over time. Go ahead and bookmark this page so you can easily reference it.
✓ Get a $10 welcome bonus
✓ Earn unlimited cash back
✓ Earn cash back at over 2,500 stores online
Ebates is my favorite cash back app and the one I use the most when shopping. It’s free to use and you’ll even get a $10 welcome bonus when you sign up today.
Ebates currently has a TrustScore rating of 8.4/10 on Trust Pilot, which makes them one of the highest rated cash back websites.
Ebates saves you money by following this simple business model: when you shop through Ebates, stores will pay Ebates a commission. Ebates then splits this commission with you, in the form of cash back. It’s a win-win for everyone!
How to claim your free $10:
- Sign Up for Free: Click here to join Ebates.
- Shop Through Ebates.com: Find your favorite store on Ebates next time you need to buy something. Click “Shop Now” and shop like normal on the store website. You’ll need to spend at least $25 on your first purchase within 90 days.
- Get Paid: Your Ebates account will be credited with cash back. Get this cash sent to a PayPal account or receive a check from Ebates. Cash back payments are sent every three months.
For Canadian shoppers, you can click here to sign up for Ebates (free $5 welcome bonus).
✓ Get a $5 welcome bonus
✓ Earn cash back at over 1,500 stores online
✓ Earn free gift cards for shopping, taking surveys, playing games, and more!
Swagbucks is one of the most popular reward programs to get free gift cards and cash for things you do online like shopping, watching videos, and more. It’s easy to use and you’ll earn points when you shop at your favorite retailers, such as Amazon and Walmart. Redeem these points for gift cards or get cash back from PayPal.
Swagbucks has paid out over $328,333,911 in cash and free gift cards to its members. Join for free today!
How to get started with Swagbucks:
- Join Swagbucks for Free: Get a $5 bonus when you sign up here.
- Earn Cash Back: Shop at your favorite retailers through Swagbucks and earn cash back.
- Get Free Gift Cards: Redeem your points for free gift cards or get cash deposited in your PayPal account.
✓ Get up to a $20 welcome bonus
✓ Earn cash back at over 280 retailers
✓ Open to residents of the US only
Ibotta is a free mobile app that lets you earn cash back on your everyday purchases. In a nutshell, it’s a rewards app that pays you to shop. Ibotta can be a great option if you’re the grocery shopper for your household or you enjoy shopping in general.
Ibotta users have currently earned over $500,000,000 and counting in cash back rewards. This app is definitely worth downloading if you’re looking for an easy way to earn cash back.
How to get started with Ibotta:
- Join for Free: Simply download the Ibotta app.
- Browse Offers: Before you go shopping, add offers that you’re interested in buying. These offers will qualify for cash back. The more offers you add, the more cash you can get back!
- Go Shopping: Buy these featured products at your favorite store.
- Redeem and Get Paid: To redeem your offers, take a photo of your receipt. Your cash back will be deposited in your Ibotta account within 48 hours. Once your account has $20 or more, you can get paid via PayPal, a linked Venmo account, or by purchasing a gift card through the app.
4. Mr. Rebates
✓ Get a $5 welcome bonus
✓ Earn cash back at over 2,500 stores online
✓ You can use coupons to earn more cash back
Mr. Rebates is similar to Ebates, where you can save money by earning cash back rebates while shopping online. You can shop for groceries, clothing, entertainment, gifts, and more. Mr. Rebates has been helping its members save money since 2002, so you know this is a legit site.
How to get started with Mr. Rebates:
- Join for Free: Click here to sign up for Mr. Rebates and claim your $5 bonus.
- Shop Through Mr. Rebates: Search for your store on Mr. Rebates. Click on the store name and shop like normal.
- Earn Cash Back: Your Mr. Rebates account will be credited with cash back. Once you have $10 in “available rebates”, you can get paid via PayPal or check.
✓ One of the most generous cash back sites
✓ Earn cashback at over 4,400 stores online
✓ 6,000,000 members worldwide
TopCashback’s goal is simple: to save American and Canadian consumer money on all their online shopping. What makes TopCashback special is they give you ALL of the store’s commission rate back to you. It’s free to join and they are the only cash back site that doesn’t have a minimum pay-out threshold. You can cash-out as many times a year as you want!
What’s the catch? There’s no catch. TopCashback earns money through separate advertising banners and deals listed through stores. They are an ethical company and live by the motto “do as you would be done by”.
How to get started with TopCashback:
- Join for Free: Click here to sign up for TopCashback.
- Shop Through TopCashback: Search for the shop or service you want. Use the TopCashback link and shop as normal.
- Earn Cash Back: Your TopCashback account will be credited with cash back. Choose your preferred payout method and receive your money!
✓ Over 1,000,000 members
✓ Available to US and Canadian residents
✓ Giving out millions in cash rewards for spending you do everyday
Drop is a free app that makes it easy to turn your everyday purchases into cash rewards. Each time you make a purchase at one of your favorite retailers, you’ll earn points.
Every 1,000 points is worth $1. You can redeem your points for gift cards to your favorite retailers, such as Amazon, Starbucks, Walmart, and more.
Through the app, members link their debit and credit cards to automatically earn points. You don’t have to worry about scanning receipts, entering promo codes or signing up for additional loyalty programs. This is why I love the Drop app, because it’s so easy to use!
HOW TO GET STARTED WITH THE DROP APP:
- Download the App: After you download the app, link your debit and credit cards. You’ll automatically earn points whenever you spend with any of your linked cards.
- Shop at Your Favorite Places: Whether it’s grocery shopping or taking an Uber, you’ll easily earn points.
- Get Cash Rewards: Redeem your Drop points for gift cards to where ever you want. It’s that easy!
✓ Over 10,000,000 members
✓ Available to US, Canadian and UK residents
✓ Save money at over 30,000 shopping sites
Honey is a free browser extension that atomically finds and applies coupon codes at checkout when shopping online. If you’re looking for a quick and easy way to save money, this can be a great option.
How Honey Works: The extension is straightforward and easy to use. Once Honey is installed, you will see the Honey icon appear as an extension to the store pages of most online retailers.
Simply click on the Honey button to see coupons that are available for a store. When you’re on the checkout page, Honey will pop up. Click “Apply Coupons” and Honey will automatically try all known coupon codes for that shopping site. Honey will apply the code that saves you the most money.
How to get started with Honey:
- Join for Free: Click here to sign up for Honey. Then, you can install Honey.
- Shop Online: When shopping online, click the Honey button to see coupons available for a store.
- Save Money: Honey will atomically apply the code at checkout that saves you the most money.
✓ Over 49,500,000 members worldwide
✓ Over 90% customer satisfaction
✓ Shoppers have saved more than $28 billion in North America
Groupon is a popular online marketplace where its members can save money on fun things to do, see, eat and buy. I personally have been using Groupon for the past several years to save money in my city. Some of the best things I bought on Groupon have been my Invsialign Braces and a helicopter tour of Toronto for my boyfriend’s birthday.
Groupon has worked with more than 1 million merchants. And over 79% of Groupon customers say they would return to the merchant again.
How to get started with Groupon:
- Sign Up for Free: Click here to join Groupon.
- Shop for Deals: Browse available Groupons. You can search by category such as Retail, Beauty & Spas, Food & Drink, and so on. Select and purchase a Groupon you’d like to use. I recommend reading the “fine print” if you’re interested in a buying a deal. This will tell you the expiration of the Groupon’s promotional value.
- Save Money: Once you’ve purchased a Groupon, now you can redeem it. Your Groupon will appear in your account under “My Groupons”. Under “How to Use”, you’ll find specific instructions for redeeming your Groupon.
✓ Get a $10 welcome bonus
✓ Earn cashback at over 5,000 stores online
✓ Guarantees their cash back rates are the highest
BeFrugal is similar to TopCashback, where they give shoppers over 100% of commissions that they earn for driving traffic to a store’s website. BeFrugal has strong relationships with their retailers, which lets them share all the commissions with you as a shopper. They also pride themselves on having the best selection of stores available, so you can earn cash back on all your online shopping.
How to get started with BeFrugal:
- Join for Free: Click here to sign up for BeFrugal.
- Shop Through BeFrugal: Find your favorite store on BeFrugal next time you need to buy something. Click “Shop Now” or on any Cash Back eligible coupon and shop like normal on the store website.
- Get Paid: Once you’ve completed your purchase, Cash Back will be added to your BeFrugal account within 7 days. You can receive your payment via check, Direct Deposit to a U.S. bank account, PayPal, or eGift Card.
✓ Get a $20 welcome bonus
✓ Earn up to 30% cash back on your online purchases
✓ Earn cashback at over 6,000 stores online
Extrabux as similar to Ebates and offers cash back opportunities on nearly all your online shopping. When you click on a store’s website, Extrabux will earn a commission from that store on everything you purchase. Then, Extrabux will pass on a majority of this commission to you as Cash Back.
How to get started with Extrabux:
- Join for Free: Click here to sign up for Extrabux.
- Shop Through Extrabux: Search for a store on Extrabux when you need to buy something. Click “Start Shopping” or choose a coupon from the store page. Shop like normal on the store’s website.
- Get Paid: Once you’ve completed your purchase, Cash Back will be added to your Extrabux account within 1-7 days. You can receive your payment via check, Direct Deposit to a U.S. bank account, PayPal, or eGift Card. Intentional payments are processed exclusively with PayPal.
✓ Earn up to 25% cash back at online retailers
✓ Earn cashback at over 1,000 stores online
✓ Open to residents of the US, Canada, and the UK
Quickrewards is similar to Swagbucks and has been around for over 15 years helping people earn rewards for shopping online, watching videos, taking online surveys, using grocery store coupons, and more. Quickrewards prides itself on providing fast customer service and pay its members within 24 hours. It’s not the prettiest website, but it’s one of the oldest reward sites around.
How to get started with Quickrewards:
- Sign Up for Free: Click here to join Quickrewards.
- Select a Quickrewards Program: When creating your free account, you must select at least 1 Quickrewards Program that you’re interested in. These programs will customize your Quickrewards experience and the type of emails you get. Programs included are: Shop & Save, Paid Surveys, and Earn Cash Online.
- Get Paid: Most offers are credited within 24 hours. You can cash out by PayPal for as little as a penny or for Gift Cards starting at $5.
✓ Open to residents of Canada only
✓ Get paid by cheque
✓ Earn cash back for shopping, watching ads, and taking surveys
Caddle is a cash back app created for Canadians. With Caddle, you can earn cash back for watching ads, taking surveys, and shopping. Browse Caddle’s offers and then buy the promoted products at any store in Canada. Take a photo of your receipt to get Cash Back Credits into your account. Once you’ve earned $20 in Cash Back Credits, you can “cash out” and Caddle will mail you a cheque.
How to get started with Caddle:
- Join for Free: Sign up at Caddle.com or download the app.
- Select Your Offer: After signing up, you can browse your weekly offers. Find an offer you like, tap the offer, then follow the on-screen instructions to redeem the offer. Get paid!
- Get Paid: Once you reach $20 or more in your Caddle account, you can cash out. Caddle will then mail you a cheque.
Another way to save money: Invest with Acorns
✓ Get a $5 welcome bonus
✓ Over 4,000,000 members
✓ Simple and straightforward platform
If you’re looking for an easy way to make money, Acorns can be a good option. This is actually an investing app created for people who want to get started with investing money – the easy way.
Every time you make a purchase, Acorns will automatically round it up to the nearest dollar and invest that change towards your future. Your spare change can quickly add up and every nickle and dime counts.
With Acorns, you can also earn cash back on your everyday shopping or set up recurring investments. You’ll even get a $5 welcome bonus just for signing up.
As you can see, there are many ways you can easily earn cash back when shopping. All of these cash back apps are free to join and use, making it a smart way to save money. I hope you will find these apps helpful next time you’re shopping. Give them a try and let me know which ones are your favorite!
30-Day Money Challenge
Save nearly $500 with this fun money challenge. Get your free printable worksheet now!