No matter what anyone says, saving money is no easy feat. But one of the best ways I found to save money is to make it fun by doing a challenge.
Whether you want to save money to go on a vacation or you’re trying to pay down debt, an extra $500 this month can help get the ball rolling so you can get closer to achieving your financial goals.
I created a free printable for you to help making saving fun, called the 30 Day Money Challenge. This challenge is a great way to save nearly $500 in the next 30 days. You don’t have to wait to start saving on the first of the month, you can start today and continue for the next thirty days.
- 12 ways to make an extra $500 this month from home
- 10 flexible jobs for stay-at-home moms
- 34 legit ways to make extra money
One of the biggest reasons why people have trouble saving money is because they don’t have a clear goal in mind. Not having an end goal in sight is a surefire way to lose the motivation you need to save money or pay off debt.
Writing down your goal and challenging yourself, such as using the 30 Day Money Challenge, is a smart way to save more money and stay motivated to reach your financial goal.
You can download my free printable below to get started on saving nearly $500 in the next 30 days. Click the button below to get your free worksheet!
To give you a head start, here are some of my favorite ways to save and make extra money:
Start a blog
Blogging is my favorite way to make money from home. It’s easy to get started and the start-up costs are low. Blogging can be a simple side hustle, or it can turn into a full-time job (like it did for me). It’s up to you!
If you’re interested in starting your own blog, check out my free step-by-step guide. It’ll show you how to easily get started. It takes just a few minutes to get your blog up and running. Anyone can do it!
I didn’t know anything about blogs when I first started this website. I learned everything from scratch. Now I love connecting with people all over the world. It’s pretty amazing how special blogging can be. Need some inspiration? Check out the best ways to make money as a new blogger here.
Blue Host is offering a great deal right now for getting your blog up and running. They make it quick and easy to get started. It’s the web hosting company I used to start this blog, which is why I like recommending them. No tech knowledge required!
Save over 60% off the price of your blog with this special offer (expiring soon)!
Get paid to lose weight with HealthyWage
HealthyWage pays you to win weight loss challenges. You can make a personal weight loss bet, get your friends together for a team weight loss challenge, or compete in a corporate wellness program. You can even win up to $10,000 when you join a team challenge, which makes getting healthy fun.
If you stick to your goal and lose the weight you say you’re going to, HealthyWage will pay you. It’s that simple!
With up to $10,000 in prize money, you can use this cash to pay off debt faster or put toward a down payment on a new home. It’s up to you!
How to get started with HealtyWage
- Use the HealthyWage Prize Calculator to enter how much weight you want to lose, how long you’ll take, and how much you’d like to bet. Then the calculator will determine your winnings amount, up to $10,000. Who wouldn’t want to win up to $10,000?
- Sign up and make your bet. You can increase your prize amount by adjusting your goal weight, how much you contribute, or how long you’ll take.
- Lose the weight. Achieve your weight loss goal and get paid! You can stay on track throughout the contest with weekly weigh-ins. You can also get support from other contestants.
- Win money! If you reach your weight loss goal, you’ll win your prize. It’s that simple! If you don’t hit your goal, your money goes to support HealthyWage, including prizes for other contestants who achieve their goals.
Ready to get started? Start at the HealthyWage Prize Calculator and find how how much you can win!
An easy way to make money is to take paid surveys. Depending on how many surveys websites you sign up for, you can earn around $100 – $600+ per month by filling out surveys in your spare time.
PRO TIP: I recommend joining as many survey websites as you can to help you earn the most money.
Here are some survey websites I recommend joining. They are all free to use and sign up for:
American Consumer Opinion – This website has over 6 million members worldwide. They’ll pay you for each survey you complete. It’s an easy way to make extra money.
Survey Junkie – This is my favorite legit survey company and it’s a great way to make money. It’s one of the largest survey companies in the world. It’s similar to Swagbucks, where you’ll earn points for each survey you complete. Then you can exchange your points for cash paid directly to a PayPal account, or you can redeem your points for a gift card. It’s super easy.
Swagbucks – This is one of the most popular survey websites. I’ve been using Swagbucks for years to earn free gift cards. For each survey you complete, you’ll earn “swagbucks” which can be redeemed for free gift cards, or you can get cash paid to a PayPal account. Plus, you’ll get a free $5 welcome bonus just for signing up today.
Turn your extra space into cash
Do you have an extra room in your home? You can make money by listing your spare room (or home) on Airbnb. In Toronto for example, you have the potential to earn up to $980 per month by renting out your spare room to a couple. You can learn more about how to turn your extra space into cash with Airbnb here.
Don’t have any extra space but you still want to make money? You can choose to become a host for your neighborhood or make money by hosting a unique experience (hiking, cooking classes, and more). You can learn more about Airbnb here.
How to get started: You can click here to create your free listing with Airbnb.
Earn up to 20% cash back when you shop
Whenever I shop online, I try to always use cashback websites like Rakuten so I can earn free cashback on all my purchases. Rakuten is legit company and I use them all the time when shopping online. It’s free to use and can be a great way to earn extra money just for shopping online.
For USA shoppers, you can click here to sign up for Rakuten (free $10 welcome bonus).
For Canadian shoppers, you can click here to sign up for Rakuten (free $5 welcome bonus).
Automate your savings with Trim
Trim believes that saving money should be easy. That’s why they created their free app to help you automate your savings. It analyzes your accounts to find recurring subscriptions and determine where you can save money.
Here are some ways you can save money with Trim:
- Trim can negotiate your cable or internet bill
- Trim can find and cancel unwanted subscriptions
- Trim can automate your savings
- Trim can help you say goodbye to debt
Trim has saved their users over $1,000,000 in the last month. Simply sign up here to see how much you can save and get your results in less than a minute.
Earn free gift cards with Swagbucks
Swagbucks is a loyalty rewards program that allows you to earn free gift cards when you play games, shop online, watch videos, take surveys, surf the web, and more.
They even have a mobile app so you can earn free gift cards on the go. This is an easy way to save money and it can be fun too. You can click here to get a $5 bonus sign-up bonus with Swagbucks.
How it works
- Step 1: Join For Free. You can click here to sign up for Swagbucks.
- Step 2: Earn Points. Shop online, watch cool videos, search the web, or answer surveys to earn points.
- Step 3: Get Free Gift Cards. Redeem your points for free gift cards to your favorite retailers such as Amazon, Target, and Starbucks. Or you can choose to get cash back from PayPal.
Ditch Cable TV
If you’re paying for cable TV channels that you rarely watch, cancel it! Why pay for something you don’t use?
There are SO many great options today to replace cable TV. I highly recommend signing up for Amazon Prime. With Amazon Prime, you get instant access to watch thousands of movies and TV shows. You can also borrow Kindle books, get unlimited FREE two-day shipping, and get special savings exclusively for Prime members. Click here to try Amazon Prime 30-Day Free Trial.
My family recently canceled a bunch of TV channels that we weren’t watching (saving us $20 a month). Instead, I use Netflix to watch almost any TV show or movie online.
Cut back spending on food
The best advice I can give anyone is to learn how to make at least three delicious meals at home. That way you’ll be able to whip up something nice if you have a friend coming over, a date, or you want to have a relaxing evening at home.
If you want to start making more homemade meals, but don’t like the idea of meal planning, I recommend using the $5 Meal Plan. This is a weekly meal plan service that can make your meal planning super simple.
For just $5 per month, you will receive a delicious meal plan, where every meal will cost about $2 per person (or less). It’s a great way to save time and money, plus they offer specialty plans, including gluten-free and vegetarian meals. Click here to try it free for 14 days.
If you’re short on time and prefer someone else to meal plan AND do your grocery shopping, then I recommend trying Hello Fresh. I just recently tried Hello Fresh for the first time and loved them.
I was having a hectic week, so it was nice to get fresh groceries and meal plans delivered straight to my doorstep. Each meal was delicious and took less than 30 minutes to prepare.
Sell things you no longer need
Selling your stuff is one of the easiest ways you can make extra money to help you get closer to achieving your financial goal. It also plays double duty in helping you to declutter and get organized. My sister and I recently went through our closets and sold some of our clothing and accessories. This was a great way to earn some extra cash.
Many of us can easily find at least $100 worth of items we don’t use. You can choose to sell these items by having a garage sale, or posting these items on Gazelle, Craigslist, eBay, Amazon, Kijiji, or local Facebook groups. Just make sure to take good photos, provide detailed descriptions of the items you’re selling, and use discretion before giving anyone your address or meeting them in person.
Take on extra work
Making extra money each month can be a great way to help boost your savings and reach your financial goal. For some people, earning more money might mean working overtime or taking on extra shifts. If you have a salaried position, I recommend doing a side hustle, such as freelance gigs, or starting your own side business.
If you need some inspiration for side gig ideas, you may want to check out these helpful posts:
- How to work from home as a proofreader
- How to become a freelance writer
- How to make money flipping items for profit
- How to become a Stella & Dot Ambassador and make money from home
- How to work from home as a virtual assistant
- How to make money selling on Amazon FBA
Other ways to earn extra money include doing odd jobs such as babysitting, pet sitting, house sitting, becoming an Uber driver, tutoring, consulting, mowing the lawn, or event planning. Click here to read my post: 12 ways to make an extra $500 this month!
I hope this list has given you some helpful ideas for you to complete the 30 Day Money Challenge. Imagine having an extra $500 in your savings account! Stay focused on your goals, create an action plan, and make it happen!
30-Day Money Challenge
Save $465 with this fun money challenge. Get your free printable worksheet now!